Frequently Asked Questions
What is an SME cover?
This is a unique and affordable product designed to offer protection for small businesses against various risks like fire and other perils, burglary & personal accident
What benefits does the cover offer?
The base cover offers various benefits that include:
a) Fire and other perils; this covers your business against fire, tempest, storm, flood, overflowing or bursting of water tanks
b) Burglary ; this covers your business against theft by forced entry
c) Personal accident; the policy holder is insured against accidental death and permanent total disablement.
The optional add ons include:
- Business interruption due to fire and other perils
- Business interruption due to hospitalization
What documents do I need to get an SME cover?
You will require the following documents:
- Copy of ID
- Copy of KRA
- Copy of Business Certificate
How much is the cover?
The price ranges between Ksh 1,225 and Ksh 12,250 depending on the preferred benefit limit amount which ranges from Ksh 50,000 to Ksh 500,000.
Can I customize the cover to fit my business?
Yes you can. One is encouraged to pick a benefit amount that best suits their business.
Are there any businesses that can not be covered?
Yes there are. Kindly reach out to our customer care line (0800 720 137)for more information
